Phil interviews financial adviser & Director at Knight Group Jovan Cvetkoski on spotting red flags in financial advice.

After a Victorian adviser gambled away $4.2 million of a family’s savings, Jovan stresses the importance of due diligence.

✔ Verify credentials – Check their Australian Financial Adviser licence on ASIC’s Money Smart website.
✔ Look for transparency – Review qualifications, experience, and any past disciplinary action.
✔ Trust your gut – Beware of pressure tactics, quick decisions, or unclear fees. If something feels off, seek a second opinion.

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